WearethrilledtoannouncethattheStateofWyominghasapprovedKraken’sapplicationtoformtheworld’sfirstSpecialPurposeDepositoryInstitution(SPDI),tentativelycalledKrakenFinancial.
HeadquarteredinCheyenne,Wyoming,KrakenFinancialisthefirstdigitalassetcompanyinU.S.historytoreceiveabankcharterrecognizedunderfederalandstatelaw,andwillbethefirstregulated,U.S.banktoprovidecomprehensivedeposit-taking,custodyandfiduciaryservicesfordigitalassets.
Frompayingbillsandreceivingsalariesincryptocurrencytoincorporatingdigitalassetsintoinvestmentandtradingportfolios,KrakenFinancialwillenableKrakenclientsintheU.S.tobankseamlesslybetweendigitalassetsandnationalcurrencies.
DavidKinitsky,CEOofKrakenFinancial,said:
“We’rethrilledtoworkinastatesoalignedwithourphilosophyandvalues.WyomingisarareandshiningexampleofhowthoughtfulregulationcandriveinnovationforFinTechcompanies.”
Beefy,Autofarm,Dforce等12个BNBCHAIN知名项目宣布参与DEX2.0协议DDDX.io的veNFT治理:3月28日消息，DDDX.io公布第二轮BNB Chain生态伙伴。合作伙伴将获得veNFT、获得交易所的投票权和治理权。
据悉，DDDX.io是由ACDAO发起的基于SOLIDLY改进的Dex2.0协议,现已经通过CERTIK审计，将于3月30日正式上线，4月7日开启第一次流动性挖矿奖励。[2022/3/28 14:23:05]
ThisnewinstitutionwillberegulatedinlargelythesamemannerasotherU.S.banks.
Formoreinformationonourinitiative,we’veassembledafullFAQtoshareourgoalsforthefutureofKrakenFinancialbelow:
1.WhydidKrakendecidetoapplyforanSPDIcharter?
Kraken’svisionistobecometheworld’strustedbridgebetweenthecryptoeconomyofthefutureandtoday’sexistingfinancialecosystem.
AnSPDIbankcharterpermitsKrakentobuildthisbridgein-house.Withthecharterinplace,wecanoperateafullyindependentbankthatwillreduceourrelianceonthird-partyfinancialinstitutionsandevenhelplaunchanewwaveofinnovativeproductsforourusers.Abankfullydedicatedtotheinterestsofourusersis,withoutadoubt,thebestwaytodeliveronthisvision.
数字艺术家Beeple的Discord遭黑客攻击，虚假NFT空投导致用户损失约38 ETH:11月11日消息，数字艺术家Beeple的Discord中一位名叫“Multi”的管理员向该小组确认，尽管他们有2FA（双因子验证），但他们的账户还是被入侵了。肇事者冒充了Multi和Beeple公告机器人，在Nifty Gateway上宣传Beeple的虚假NFT空投，时间与其第二次佳士得拍卖会相吻合。此前Beeple也开展过类似的抽奖活动，用户可以1美元的价格抢购其NFT。事件发生一个多小时后，原管理员重新获得了对其登录的控制权。据Etherscan显示，据称黑客的钱包只剩下9121.54美元，有25个ETH被突然转移。然而，用户报告说损失了更多的ETH。（Cointelegraph）[2021/11/11 6:45:57]
Wyoming’sapproachtoregulationisuniqueamongprogramsanywhereintheworld,itscarefultailoringbalancingtheinterestsofdigitalassetinnovatorsandtheirclients.
Thoughmanyregulatorstalkaboutfosteringinnovation,Wyomingistheonlystatetoactuallybuildoutthisvisioninaconcrete,commerciallyviableway.
2.WherewillKrakenFinancialoperate?
KrakenFinancialwillstartlocally,butwillsoonoperateglobally.
TheSPDIcharterwillaidusinexpandingKraken’sreachacrosstheUnitedStates,andwillalsohelpthebroaderKrakenorganizationtoservicecompaniesaroundtheworld.
Unicly平台Beeple系列NFT以逾12万美元被全部卖出:8月10日消息，NFT拆分平台Unicly发推称，全部Beeple NFT收藏品被以39 ETH（约合逾12万美元）的价格被买断。uBEEPLE代币持有者现在可以兑换与销售额成比例的ETH。[2021/8/10 1:45:29]
3.Caninternationalpersonsapplyforbankaccounts?
Initsfirstphaseofoperation,KrakenFinancialwillonlyofferaccountstoU.S.residents.Wehopetoexpandgloballysoon.
4.HowisanSPDIdifferentfromatraditionalcommercialbank?Isitregulateddifferently?
Thereareseveraldifferentkindsofbanks.Atraditionalcommunitybankexiststoserveitslocalcommunitythroughsafeguardingcustomerdepositsandlendingthosedepositstomeetthecreditneedsofitsneighborsandsmallbusinesses.
Otherkindsofbanks,called“custodybanks”provideservicesthataremorefocusedonassetcustodyandprovidingasafe,trustedgatewayforcustomerstoconducttransactionsinregulatedsecuritiesandcommoditiesmarkets.CustodybanksareamongthelargestU.S.banks.
职业网球运动员穆雷在Beeple NFT平台上以17.8万美元售出NFT作品:职业网球运动员安迪-穆雷在数字艺术家Beeple的NFT平台WENEW上，以近17.8万美元的价格售出了一个记录他在2013年温布尔登网球赛中获胜的NFT。据悉，买家不仅可以获得该NFT，还可以收到实体设备，允许播放视频。另外，买家将还收到两张2022年温布尔登男子决赛的门票，一次与穆雷打网球的机会，以及签名纪念品。（Crypto Briefing）[2021/7/6 0:30:14]
TheSPDIisacustodybankinthesameway,butfordigitalassetslikevirtualcurrency.Bothcustodybanksandcommunitybanks,however,arestill‘banks’underfederalandstatelawbecausetheyconductdeposit-takingactivity.
KrakenFinancial,asabank,isrequiredbyWyominglawtomaintain100%reservesofitsdepositsoffiatcurrencyatalltimes.Ifeveryclientweretodemandwithdrawalsoftheirfiatatthesamemoment,KrakenFinancialwouldbeabletofulfilleachwithdrawalimmediatelywithoutregardtohowmanyloanswehadoutstanding.
ThisistheadvantageoftheSPDIcharter,becausetheFDICgenerallyonlyinsuresdepositsupto$250,000.Forthisreason,depositswillnotberequiredtobeinsuredbytheFDIC.
动态 | 匿名投资者向区块链公司Roobee投资了价值100万美元的比特币:据financemagnates消息，一位匿名投资者向区块链公司Roobee投资了价值100万美元的比特币。投资者在发给公司的一条信息中写道：“我信任Roobee。”周一的投资意味着该公司已经筹集了550万美元的资金。此前另一个加密巨鲸投资了450万美元，据说来自一位名为“200m_trader”的加密投资者，他曾在一个月内赚了2亿美元。[2019/4/29]
KrakenFinancialwillberegulatedinlargelythesamemannerasotherU.S.banksbytheWyomingDivisionofBanking.TheDivisioniscurrentlyfinishingdevelopmentofthefirstregulatorymanualforbanksanddigitalassets,buildingonthestandardsinWyomingandfederallaw.
5.Whatproductsandserviceswillyouoffer?
Ourofferingswillevolveovertime,butweplantoprovideclientswitheverythingtheyexpectfromaseamlessbankinggatewaybetweendigitalassetsandnationalcurrencies.
Duringitsfirstyearofoperations,theSPDIplanstogiveclientstheabilitytodepositUSDandcustodydigitalassetsataregulatedstate-charteredbank.Thesebankingserviceswillbeseamlesslyintegratedintotheexistingexchangeservices,providingclientsbetterfundinginfrastructure,abetterexperienceandenhancedregulatoryclarity.
Additionally,becauseofourpositionasabridgebetweencryptoandtraditionalfinance,wewillofferthefollowingcrypto-focusedservicesinourfirstyearofoperations:
DigitalassetcustodyDemand/depositaccounts(DDAs)Wiretransferandfundingservices.Weanticipatesupportingadditionalservicesoverthenextfewyears,including:
EnhanceddigitalassetcustodyofferingsDigitalassetstakingTrustaccountandadministrationOtherservicesforindividualaccounts:AcompleteonlineandmobilebankingsuiteofproductsAdebitcardthatclientscanusetospendtheircryptofundsOtherservicesforcorporateclients:AccountmanagementservicesBankcomfortlettersDepositverificationsProofoffundsattestations.Finally,weexpecttobeabletoofferadditionalretail,wealthmanagementandtreasuryservices(andpotentiallyotherassetclassessuchassecurities),sostaytuned!
6.Willyouhavebranchesandaphysicallocation?
WewillhaveapermanentphysicalpresenceinCheyenne,Wyoming,whichwillhousemanyofKrakenFinancial’skeyback-officeteamsandfunctions.
Krakenwilloperateanonlineandmobile-firstbankingmodel.Wewanttomakeitaseasyaspossibleforpeopletoaccessandmanagetheirmoneyviaasingle-portalclientexperienceregardlessofthetimeofdayorwheretheyarecurrentlylocated.
Customerserviceandsupportwillbeavailable24/7/365.
7.Willyoubeofferingqualifiedcustodialservicesforbrokerdealersandfunds?
KrakenisdevelopingpoliciesandprocedurestoensurethatwhenitactsasaQualifiedCustodianforinvestmentprofessionals,underapplicablefederalandstatelaw,itwilldosoinfullcompliancewithallapplicablelawsandrules.
WebelievetheSPDIlaysthegroundworkforthisforthefirsttimeasastate-charteredbank,insteadofmanytrustcompanieswhichprovidecustody,butnotdiscretionaryfiduciaryservices..
8.WhatdoesthismeanforKrakenexchangeclients?
Newandexistingclientswillhavetheopportunitytoapplyforourtraditionalfinancialaccounts.Uponcompletingtheonboardingprocedures,theywillbeabletoquicklyandseamlesslyfundtheiraccountsontheexchange.
Moreso,forthefirsttime,theywillbeabletotakeadvantageoftheseamlessnessandeaseofusethatcomesfromthefirstall-in-oneserviceproviderthatcanofferandexpertlymanagesophisticatedcrypto-products.
FORWARD-LOOKINGSTATEMENTS,INCLUDINGPRODUCTOFFERINGS,REGULATORYPLANSANDBUSINESSPLANSSUBJECTTOCHANGEWITHOUTNOTICE
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